National Association of Mortgage Fiduciaries

Today is Wednesday, March 10th, 2010

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    • 1. How to Think about Ethics
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Links to State and Federal Laws

State Laws

Mortgage Broker Practices Act RCWs

Mortgage Broker Practices Act WACs

Consumer Protection Act

Escrow Registration Act

Trust account requirements provided in the Mortgage Broker Practices Act

Record-keeping requirements provided in the Mortgage Broker Practices Act

Mortgage, deed of trust, and real estate contract statutes set forth in Title 61 RCW

Washington principal and agent law

Real estate and appraisal law, including without limitation, the provisions of chapters 18.85 and 18.140 RCW

Washington State Usuary Law

  

Federal Laws

 

RESPA

Truth in Lending Act

Regulation Z of TILA

Equal Credit Opportunity Act

Fair Credit Reporting Act

Fair Housing Act

Home Mortgage Disclosure Act

Community Reinvestment Act

Gramm Leach Bliley Act

Alternative Mortgage Transaction Parity Act

Home Owners Equity Protection Act

Bank Secrecy Act

U.S. Patriot Act

Private Mortgage Insurance Act

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  • Recent Comments

    • I agree with you about moving towards a more professional acceptance of the fiduciary responsibility - it will make more ...
      Craig Ronning | 4Mar10 | More
    • The protection for the consumer from goverment is welcome, of couse, the time consumed would be a function of direct ...
      Elisa Wu | 1Mar10 | More
    • Well, it would sure help if they did these earlier; however, I don't think it would change a great deal ...
      Elisa Wu | 1Mar10 | More
    • Definitely, it will help consumer greatly and make sure those greedy LO or brokers to cheat innocent people. It also ...
      Elisa Wu | 1Mar10 | More
    • I argree with Kimberly on that.
      Elisa Wu | 1Mar10 | More
    • I like the changes, at least there is a law added to watch those unethical and unprofessional conducts and will ...
      Elisa Wu | 1Mar10 | More
    • It's good there are many options of loans, but the hardmoney loan just not practical for most of people.
      Elisa Wu | 1Mar10 | More
    • It sounds great program. I learned something and have more chances working for my friends who seeking a loan to ...
      Elisa Wu | 1Mar10 | More
    • The VA loan sound very reasonable; however, the incentive from bank not very attractive.
      Elisa Wu | 1Mar10 | More
    • They could do it since they have downpayment, and as long as they inverst a property under 400k, it would ...
      Elisa Wu | 28Feb10 | More
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