National Association of Mortgage Fiduciaries

Today is Tuesday, November 18th, 2008

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Links to State and Federal Laws

State Laws

Mortgage Broker Practices Act RCWs

Mortgage Broker Practices Act WACs

Consumer Protection Act

Escrow Registration Act

Trust account requirements provided in the Mortgage Broker Practices Act

Record-keeping requirements provided in the Mortgage Broker Practices Act

Mortgage, deed of trust, and real estate contract statutes set forth in Title 61 RCW

Washington principal and agent law

Real estate and appraisal law, including without limitation, the provisions of chapters 18.85 and 18.140 RCW

Washington State Usuary Law

 

NEW State Laws effective June 12, 2008 read more

SHB 2770 Homeownership Security and Responsible Lending Act

SB 6471 Consumer Loan Act Amendment

SB 6381 Mortgage Broker Fiduciary Duties

 

Federal Laws

 

RESPA

Truth in Lending Act

Regulation Z of TILA

Equal Credit Opportunity Act

Fair Credit Reporting Act

Fair Housing Act

Home Mortgage Disclosure Act

Community Reinvestment Act

Gramm Leach Bliley Act

Alternative Mortgage Transaction Parity Act

Home Owners Equity Protection Act

Bank Secrecy Act

U.S. Patriot Act

Private Mortgage Insurance Act

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  • Recent Comments

    • There must have been some particulary serious violations that prompted this law. Wouldn't it have been easier just to make ...
      Catherine Rawlins | 18Nov08 | More
    • Really this all gets down to a lack of ethics among every participant who chose to play the game. ...
      Catherine Rawlins | 17Nov08 | More
    • Any fee, assessment or tax that is based on gross receipts is just plain WRONG. (i.e. the B & O ...
      Catherine Rawlins | 17Nov08 | More
    • The changes brought by legislation in the State of Washington have been beneficial to the consumer with the exception of ...
      Catherine Rawlins | 17Nov08 | More
    • I double checked with DFI on the licensing issue and that was their "take" on the national licensing law.
      Catherine Rawlins | 17Nov08 | More
    • Loan officers who work for banks, credit unions and savings & loans do not have to be "licensed" but only ...
      Catherine Rawlins | 17Nov08 | More
    • If the charges are true, Layne Sapp will spend some time behind bars. There are corporate governance regulations in ...
      Catherine Rawlins | 17Nov08 | More
    • I remember being approached a couple of years ago by A+ mortgage as a possible recruit to their program. ...
      Catherine Rawlins | 17Nov08 | More
    • When this legislation was passed the situation was much different than it is now. First of all, the declining home ...
      Catherine Rawlins | 17Nov08 | More
    • When the issue of fudicial responsibility began coming to the forefront I felt a sense of relief. I guess I ...
      PGG | 17Nov08 | More
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