National Association of Mortgage Fiduciaries

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Links to State and Federal Laws

State Laws

Mortgage Broker Practices Act RCWs

Mortgage Broker Practices Act WACs

Consumer Protection Act

Escrow Registration Act

Trust account requirements provided in the Mortgage Broker Practices Act

Record-keeping requirements provided in the Mortgage Broker Practices Act

Mortgage, deed of trust, and real estate contract statutes set forth in Title 61 RCW

Washington principal and agent law

Real estate and appraisal law, including without limitation, the provisions of chapters 18.85 and 18.140 RCW

Washington State Usuary Law

 

NEW State Laws effective June 12, 2008 read more

SHB 2770 Homeownership Security and Responsible Lending Act

SB 6471 Consumer Loan Act Amendment

SB 6381 Mortgage Broker Fiduciary Duties

 

Federal Laws

 

RESPA

Truth in Lending Act

Regulation Z of TILA

Equal Credit Opportunity Act

Fair Credit Reporting Act

Fair Housing Act

Home Mortgage Disclosure Act

Community Reinvestment Act

Gramm Leach Bliley Act

Alternative Mortgage Transaction Parity Act

Home Owners Equity Protection Act

Bank Secrecy Act

U.S. Patriot Act

Private Mortgage Insurance Act

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    • Paramount was nothing more than a mass marketing machine. Look at the posted biographies of the principals. They generated volume ...
      Gordon Schlicke | 27Jun09 | More
    • I am excited that our industry is revolving and major changes are headed our way. When we are all ...
      Melissa Morgan | 21Jun09 | More
    • This is just adding another layer of greed in an already messed up system. They should not even be ...
      Melissa Morgan | 21Jun09 | More
    • There were so many layers of greed as this process evolved and grew and then it just exploded. Where ...
      melissa morgan | 21Jun09 | More
    • Lets tighten credit but not to the other extreme. A lot of lenders are basing their decisions today on ...
      Melissa Morgan | 21Jun09 | More
    • A realtor selling a $2,000,000 property has had to be licensed going back how long? But as a loan ...
      Melissa Morgan | 21Jun09 | More
    • It is our job as mortgage professionals to know and to know how to explain the products available and best ...
      Melissa Morgan | 21Jun09 | More
    • Those are all great solutions and if the suggested solutions were implemented all would benefit greatly, that should cover it! ...
      Melissa Morgan | 21Jun09 | More
    • Even though I have always fallen under the umbrella of working for a bank and not being required to be ...
      Melissa Morgan | 21Jun09 | More
    • With most of my experience having been employed by large banks I found their ethics code very broad and in ...
      Melissa Morgan | 21Jun09 | More
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