National Association of Mortgage Fiduciaries

Today is Thursday, July 29th, 2010

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    • 1. How to Think about Ethics
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    • 3. Case Study: Carnell
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  • State Law
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Links to State and Federal Laws

State Laws

Mortgage Broker Practices Act RCWs

Mortgage Broker Practices Act WACs

Consumer Protection Act

Escrow Registration Act

Trust account requirements provided in the Mortgage Broker Practices Act

Record-keeping requirements provided in the Mortgage Broker Practices Act

Mortgage, deed of trust, and real estate contract statutes set forth in Title 61 RCW

Washington principal and agent law

Real estate and appraisal law, including without limitation, the provisions of chapters 18.85 and 18.140 RCW

Washington State Usuary Law

  

Federal Laws

 

RESPA

Truth in Lending Act

Regulation Z of TILA

Equal Credit Opportunity Act

Fair Credit Reporting Act

Fair Housing Act

Home Mortgage Disclosure Act

Community Reinvestment Act

Gramm Leach Bliley Act

Alternative Mortgage Transaction Parity Act

Home Owners Equity Protection Act

Bank Secrecy Act

U.S. Patriot Act

Private Mortgage Insurance Act

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    • Hi Jeremy, There were many reasons for the meltdown. So then why is the federal government targeting loan originator compensation ...
      mf | 23Jul10 | More
    • This article makes no sense. As with any sales profession loan originators are compensated based on their skill and knowledge. ...
      Jeremy C | 23Jul10 | More
    • Save all written correspondence and follow their instructions. Do exactly as is written. Assume they will not contact ...
      Jillayne Schlicke | 22Jul10 | More
    • 1st payment for September 1st but is included in the $6523.My 2nd payment will be due on October 1st. Im ...
      DDD | 22Jul10 | More
    • When is the first payment due according to the payment coupons?
      Jillayne Schlicke | 22Jul10 | More
    • Thanks for your help, 1 more question, How long does this take? I already have the payment coupons?
      DDD | 22Jul10 | More
    • It sounds like this is going to work for you. If you have the funds available and you are comfortable ...
      Jillayne Schlicke | 22Jul10 | More
    • Yes, PNC States it is the best option availible, I have the funds on hand. I cannot afford to wait ...
      DDD | 22Jul10 | More
    • Okay, this sounds more like a forbearance and repayment plan instead of a formal loan modification. They're just naming it ...
      Jillayne Schlicke | 21Jul10 | More
    • On The Paperwork It states Alternative Modification? It states Funds Needed to Advance escrow, Lawyers fees, ECT. Also My Mortgage is going from ...
      DDD | 21Jul10 | More
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