SAFE Comprehensive CE for Loan Originators
A brand new CE course for 2012 is coming soon! If you’d like to be notified when courses are scheduled, send me an email: jillayne at ceforward dot com.
Provider ID: 1400068
2 Hours Ethics, Consumer Protection, Fraud, Fair Housing
2 Hours Non-Traditional Lending
1 Hour Undefined: CFPB Proposed Rules on LO Compensation
also included at no extra cost:
1 Hour WA State Law
This year we will cover the following topics:
CFPB whistleblower hotline, unfair-deceptive-abusive acts, QRMs, proposed new Good Faith Estimate/TILA disclosure, risks in originating non-traditional loans, CFPB criteria for advertising and counseling borrowers who select non-traditional loans such as ARMs. During the Ethics section we will learn how LOs are at legal risk of violating consumer protection laws by when providing an inferior standard of care, we will tackle the dilemma of purchasing leads from companies that advertise unethically, we will also learn about recent Fair Housing case studies, mortgage fraud trends and the new SARS reporting requirements for non-bank lenders.
But wait! There’s more! We will ALSO cover the new proposed new CFPB rules on loan originator compensation methods including:
Proposed rules on creditor paid compensation v. broker paid
Compensation in relation to steering
Pricing concession loopholes
Three proposed permissible point bank rules
Compensation based on proxy
Higher standards for depository bank LOs to become “qualified” under Dodd-Frank.
“Because the participants were far more experienced than me, I learned a great deal.”
Did you find this course to be of value as you work to achieve your continuing ed goals?
YES: (100% of students answered yes to this question)
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