Here’s the scoop:

3 hours on federal law
2 hours on ethics, fraud, consumer protection, and fair lending
2 hours on non-traditional mortgage products
1 hour of undefined instruction on mortgage origination.

Since WA State will not approve a course for less than 3 hours, that “1 hour of undefined” is going to need to be tucked into one of the other classes.  I have chosen to place it inside the Ethics/consumer protection class to make that one 3 hours. 

Last fall, I polled at least 200 LOs and the vast majority of you asked me to provide a one day education marathon so watch for the “all in one day” classes beginning in September.  The schedule will look something like this:

Fed Law
break
Ethics
break
Non Trad
go home

that way, if you only need one or two of the classes you can take them separately and leave with your certificate.  Check the SCHEDULE page for class dates.