Vashon and Riley want to re-enter the housing market as investors. (They currently own their own single family homes.) They have attended several investment seminars put on by local real estate agents and have decided to begin buying homes at the foreclosure auctions or buying REOs from the banks.  They both have $50,000. to invest for a combined total of $100,000 capital.  What type of mortgage loan would you recommend for these two investors?  We can assume they will qualify with decent credit scores and DTI ratios.