Here’s the follow up from today’s class…

There was a news story showing up on the screen at the beginning of the class about the possibility of a new refi program. Here’s that story.

Here’s CR’s Graph Gallery. The menu runs left to right across the top of the page, just under CR’s logo.

Here’s the WA State Foreclosure Fairness Act and here’s the new WA State Foreclosure Resource Guide This is a VERY GOOD PDF for distressed homeowners.

Here’s the Final Rules from the FRB on LO Comp

Here’s the follow answer on compensation:

Do you want to give the CFPB input on the new GFE/TIL? Here’s your chance.

The CFPB has released their new examination manual for how they’ll be regulating non-depository lenders and brokers.

Here’s a link to the WA State Bar Association where financially struggling homeowners can apply for free legal aid.

Here’s Rhonda Porter’s twitter account, which provides a great example of how to follow the new WA State DFI advertising rules.

Here’s the story about the indictment of Shawn Portmann…and the Seattle PI story Tom referenced.

There was a question about taking rent and not making a mortgage payment and is this a problem? Yes, it meets the definition of equity skimming. Read more here.

and another recent article asking the question: Should All Short Sale Negotiators be Banned?

Here’s the FTC ruling on MARS (mortgage assistance relief service provider rules)…these would be the loan mod guys that Bozena was talking about.

Here’s the DFI “naughty” list.

Here are two articles about MILA that we talked about.

There was a question as to whether people who are required to take a class on homeownership have a lower default rate (especially with those first time homebuyer programs.) I have emailed Lisa DeBrock with the WSHFC and will post the answer in the comments.