Hi Everyone,

Here’s the follow up from today’s class…

Here’s CR’s Graph Gallery. The menu runs left to right across the top of the page, just under CR’s logo.

Home ownership rate has fallen to 66.1% according to the US Census Bureau.

Here’s the WA State Foreclosure Fairness Act and here’s the new WA State Foreclosure Resource Guide This is a VERY GOOD PDF for distressed homeowners.

Do you want to give the CFPB input on the new GFE/TIL? Here’s your chance.

Here’s a link to the WA State Bar Association where financially struggling homeowners can apply for free legal aid.

Here’s Rhonda Porter’s twitter account, which provides a great example of how to follow the new WA State DFI advertising rules.

Here’s the story about the indictment of Shawn Portmann…and the Seattle PI story Tom referenced.

Here’s an article I wrote asking the question: “Are those Cash Call radio ads deceptive?”

and another recent article asking the question: Should All Short Sale Negotiators be Banned?

Here’s the FTC ruling on MARS (mortgage assistance relief service provider rules)…these would be the loan mod guys.

Here’s more reading material on short sale fraud…Here’s the 2011 Core Logic report.

Out of the 5661 licensed LOs in WA State, only 2967 are located here.  The rest are out of state.

Here’s a story about builder “ghost towns” where builders used the downpayment assistance programs at the very end of the bubble to get rid of inventory using straw buyers….lots of foreclosures.

Here’s Bill Black’s article on Bank of America.