Here’s CR’s Graph Gallery. This is where I retrieve those great slides showing the delinquency numbers.

Here’s the WA State Foreclosure Fairness Act and here’s the new WA State Foreclosure Resource GuideThis is a VERY GOOD PDF for distressed homeowners.

Here’s a link to the WA State Bar Association where financially struggling homeowners can apply for free legal aid.

There was a question about bank fraud and shouldn’t we hold the bankers accountable for the mess? YES indeed, there are folks out there who agree with that.  Read what Bill Black has to say about this topic here.

Here’s a great article on the Eurozone crisis….and be sure to read Calculated Risk daily for Eurozone updates.

Here is the consumer access page of the NMLS

Do you want to give the CFPB input on the new GFE/TIL? Here’s your chance.

It’s beyond time to stop blaming Fannie,Freddie, and the CRA for the meltdown. From the NY Times:

“1. The Community Reinvestment Act of 1977 was irrelevant to the subprime boom, which was overwhelmingly driven by loan originators not subject to the Act.

2. The housing bubble reached its point of maximum inflation in the middle years of the naughties.

3. During those same years, Fannie and Freddie were sidelined by Congressional pressure, and saw a sharp drop in their share of securitization.”

Read more here.

Here’s the news story about women paying more for a mortgage loan because they tend to trust their loan originator.

Read more from Seattle Bubble about local Puget Sound foreclosure statistics and how the WA State Foreclosure Fairness Act is slowing down foreclosures.

Q: Is there Errors and Omission Insurance available for loan originators?

A: I did a simple google search and found that some states are requiring this, and it’s codified inside their state law.  So it does exist, state by state.

We talked about a great 60 Minutes episode this past Sunday that featured interviews with EVPs of Countrywide whistleblowers.

Here’s the final Consent Order against Paramount Equity….and the press release regarding the company’s owners.

More on Short Sale Fraud from Fannie Mae.

Westsound Bank Story…