Hi Everyone,

Here are the links and articles we mentioned in class:

Here’s that interview with Elizabeth Warren, the new head of the Consumer Financial Protection Bureau….watch the one where Jon wants to make out with her.

There was some brief discussion about loan modifications. Here’s the new FTC rule on loan mods and short sale negotiators….no test questions on this….yet, but still important for those who do loan mods.

Here’s one 2006 news story on Merit Mortgage that one of our students talked about. But there’s a better story over at the Seattle Times.

Here’s the trailer for the movie 127 Hours.

There is no direct answer to the question “Must I display my LO number if my license is inactive.”  DFI is probably very busy right now processing license renewals.  Once you’ve passed the test and go inactive, go ahead and call DFI and ask for someone in the licensing department and ask for a direct answer.

Questions from the Dec 7th Session:

Here’s a link to all the new WA State rule changes regarding switch advertising. Scroll down to 3(p).There was a question regarding whether the trigger for TILA re-disclosure under the MDIA is .125 or higher or .125001 or higher.  It’s .125 or higher. Here’s the federal register notice for your reading pleasure.

There was a question about when women were able to hold title to real property in the United States. Here’s a nice website that traces the history of women’s property rights.

Here’s more reading material to help you understand the three normative moral theories.

RE Question 14 of the SAFE Act Quiz…the best answer is C.  See section 1504 of the SAFE Mortgage Licensing Act.