Hi Everyone,

Here’s the follow up from class today.

Here’s the HUD link to the Neighborhood Watch website where you can see the FHA delinquency rate of WA State lenders. Click on “early warnings” upper left hand side of the site to get started.

Here’s a link to the NMLS Consumer Access website.

Here’s the 60 Minutes episode on the Countrywide Whistleblower. It will only take you about 10 min to watch it. It’s a good segment.

Here’s the news story that talks about how women end up paying more for their mortgage loan because we tend to not shop (What? Not shop????LOL.)  Instead we’re more trusting.

There was a question about the licensing requirements for real estate brokers in WA state. Here’s that page from DOL.  It doesn’t talk about felony convictions but in other sections the license requires fingerprinting and a background check.

Here’s a link to where I get all my cool graphs and charts.  Many thanks to Bill McBride who runs Calculated Risk.

Here’s the NYTimes story on the local maternity leave Fair Housing case. though the new mom was on paid maternity leave, HUD makes it clear that even if the maternity leave is unpaid….”The Fair Housing Act protects borrowers from being discriminated against based on maternity leave if the borrower can demonstrate that she intends to return to work and can otherwise continue to meet the income requirements to qualify for a loan.”

And here’s the latest mortgage fraud report from the FBI.

Thanks for a fun class today!