Hi Everyone,

Here’s the follow up from today’s class.

There was a request for more information on the Home Owner Equity Protection Act (HOEPA.)

There was a request for a link to the RESPA website.

There was a question about the RESPA required servicing transfer statement.

There was a request for more information on RESPA’s exemption for business loans.

There was a request for information on the Equal Credit Opportunity Act and how ppl who are over age 62 are a protected class and are treated differently under the Act. 

Here are the three normative moral theories, to help you get your ethics test questions correct….if there is no clear statement of the law to guide you.

Thanks for a fun class today and good luck to all of you on your exam(s)!